Protecting the Coast Since 1939

In 1938, one of the most destructive Hurricanes in American history ravaged the New England Coastline. In Hartford, the Connecticut River swelled to more than nineteen feet above the flood line. Towns in Massachusetts were submerged in eight feet of water. The town of Charlestown, RI, lost 160 out of its 200 homes beneath the surging waves. Communities were destroyed, families devastated, and an entire way of life swept away.
While no one could undo the destruction of The Great Hurricane, one man decided to protect his community from future catastrophe. Francis Lathrop Sr. started the Lathrop Insurance Agency in 1939 in Westerly, RI. His mission was simple; to safeguard his community against future disaster. Over time the community recovered, reclaiming its identity as a premier tourism location and thriving business town. And the Lathrop Insurance Agency grew with it.
Today, eighty years and four generations later, Lathrop Insurance remains an independent family-owned agency known for their expert, customized service throughout southern New England. While they are still firmly rooted in the Westerly, Watch Hill and Block Island communities, their clients extend along the Eastern Coast and even across the Atlantic. John still carries on his Great Grandfather’s mission with the help of his son Dan, not only protecting his community but actively making it a better place.


Lathrop Insurance exists to provide excellent service for people to obtain, access and utilize their insurance. We help our clients navigate the complex world of insurance and feel confident, knowing they are protected from unexpected loss. 

Our Expert Team

We bring equal parts experience and dedication.

Dan Lathrop
Mary sitting behind her desk.
Mary DePasquale
Manager, Personal Lines
Ari Guiney of Lathrop Insurance, Westerly RI
Ari Guiney
Manager, Commercial Lines
John Lathrop
Head of Personal Lines
Ryan Young
Agent, Personal Lines
Erica Ballesteros of Lathrop Insurance, Westerly Rhode Island
Erica Ballesteros
Director of First Impressions
Dave Anderson of Lathrop Insurance, Westerly Rhode Island
Dave Anderson
Head of Commercial Lines
Elena Ivanez
Agent, Personal Lines
Aaron Murphy of Lathrop Insurance, Westerly RI
Aaron Murphy
Agent, Personal Lines
Joe Comforti
Sr. Agent, Personal Lines
Robin Panciera
Office Manager
Zachary Bosco of Lathrop Insurance, Westerly RI
Zachary Bosco
Agent, Personal Lines