Flood Insurance

Private Flood Insurance | National Flood Insurance Program | Homeowners’ Insurance

The best time to purchase flood insurance is before you need it. Most property insurance doesn’t cover flood damage, and nobody enjoys learning they aren’t covered after their home, furniture, clothing and other possessions are damaged by a flood.

A common misconception is that flood insurance has to be purchased through the National Flood Insurance Program (NFIP). While rates have consistently risen through NFIP over recent years, private flood insurance providers have capitalized by offering more coverage at better rates to coastal communities. Most property owners can now find sufficient coverage for dramatically lower premiums simply by getting a quote from a private provider.

We’ve been at the forefront of private flood insurance programs since they first started growing their coastal appetite. See how much we can save you with just one call, all while finding you comprehensive coverage and peace of mind.